How to check Car insurance

There is no doubt that the internet has made insurance penetration deeper, and technology-driven innovations have made after-sales services much more efficient and smooth. With the ease of the internet and digitisation, with just one tab, one can quickly check their vehicle insurance details online and get updated on the expiration or renewal dates.

You may want to check your vehicle insurance online in two situations:

• If, by any chance, you have met with an unfortunate accident and do not remember your policy details,
• Or, you have lost your insurance policy document and want to check online.
• The easiest way to check the car/bike policy details is via online platforms such as:  
• insurer’s website or mobile application
• Insurance Information Bureau (IIB)
• VAHAN Ministry of Road Transport and Highways
• Parivahan Sewa
• Regional Transport Office (RTO)

Check vehicle insurance details through insurance providers.

Just by visiting the official website of an insurance provider or via their mobile app, the user can check the vehicle insurance details very easily. This is the most convenient and easiest method of checking the insurance details online. Different insurers might ask for different details, but in general, all of them ask for the registration number of the vehicle.

Check vehicle insurance details via the IIB web portal.

Through the web portal of the Insurance Information Bureau (IIB), you can easily check vehicle insurance details online. The Insurance Regulatory and Development Authority of India (IRDAI) has initiated the service of maintaining crucial data related to the various insurance policies. The Insurance Information Bureau (IIB) facilitates the online tracking of policies and seeks information on vehicles registered in India. 

Below are the steps to check your car/bike insurance status online:

• Log in to the official IIB web portal.
• Submit all the required information, such as name, mobile number, e-mail id, and vehicle registration number. 
• After submitting the required details, your policy details for the vehicle will appear.  
• If you cannot get the insurance details with the registration number, then you can search by entering the details of the vehicle engine number or chassis number.
• Enter the registration number of your insured vehicle. 
• If, by any chance, details of the vehicle are not available, you may visit the concerned Regional Transport Office (RTO) for other details about the owner, address, etc.
• * Details are available for insurance policies issued post-1 April 1, 2010.
• * New insurance policies less than two months old will not appear on the IIB database. 

Check Vehicle Insurance Details Via Parivahan Sewa

Parivahan Sewa is a government-based website maintained by the Ministry of Road Transport and Highways, which is responsible for gathering data on all insured vehicles across the country. Below are the steps to check your car/bike insurance status online via the Parivahan Sewa portal.

• Log in to the official website of Parivahan Sewa.
• Click on the “Informational Services Tab.”
• Go to the “Know your vehicle” menu.
• The user will be redirected to the Vahan NR e-services page. 
• Enter the registered mobile number and the verification code and click on “search vehicle.”
• The car details, along with the insurance expiration date, will be displayed.

Check Vehicle Insurance Details Via VAHAN

There is also another way to check vehicle insurance details online by using the VAHAN website managed under the e-governance application of the National Transport Project. VAHAN is a highly comprehensive system that carries all the information related to your vehicle, including insurance policy details. Below are the steps to check your car/bike insurance status online:

• Visit the Vahan e-Services 4.0 portal.
• Go to “Know your vehicle details.”
• Log in by entering your mobile number and creating a new account.
• After logging in, enter the registration number of your vehicle and click on “Search Vehicle.”.
• Details of your vehicle, including your car insurance policy will appear.

Check vehicle insurance details via the regional transport office.

We all know that every vehicle in India is registered with the Regional Transport Office (RTO) with a licence number. With the help of RTO, the user can also check their respective vehicle insurance policy details and expiration date, along with other vehicle details. Below are the steps to check your car/bike insurance status online:

• Visit the official website of your state RTO, or you can directly visit their office.
• Click “online services for citizens.”
• Select the tab “vehicle-related online services.”
• Select the option “Vahan citizen services”.
• Fill in the details of your RTO, where your car is registered, along with the registration number and other such details.
• Fill in the captcha code and submit all the details.